Buying Dubai Property From Abroad: A Guide for Overseas Investors 

Many Dubai buyers live overseas. Foreign nationals can own freehold property in designated areas, and much of the process can be done remotely, as long as you work with licensed professionals and keep control of the paperwork.

Where foreigners can buy

Foreign nationals can buy freehold property in designated areas of Dubai, whether or not they live in the UAE. Outside those areas, ownership options differ, so check that the community you are considering is a freehold zone before you commit. The Dubai Land Department is the official reference.

How a remote purchase works

1. Define your goal and budget, including fees and running costs.
2. Research and shortlist with a licensed, RERA-registered agent. Virtual viewings and video walk-throughs are common.
3. Reserve the property with a deposit, and sign the sale agreement.
4. Check the paperwork. For resale, the developer NOC and title; for off-plan, the developer's registration and escrow arrangements.
5. Arrange payment by bank transfer from your account. Keep records of the source of funds, which banks and the authorities will ask about.
6. Complete the transfer, either in person or through a legally prepared power of attorney.

Powers of attorney

If you cannot attend the transfer, you can authorise someone to sign for you through a power of attorney. It must be properly prepared, and, for documents signed overseas, notarised and attested as required. Limit it to the specific transaction and use a lawyer, as a poorly drafted power gives someone wide authority over your property.

Costs and finance

The costs are the same as for any buyer: the 4% Dubai Land Department transfer fee, agent commission, trustee fees and any developer charges (see our buyer's guide). Non-residents can sometimes obtain a mortgage, though terms are stricter. Our mortgage guide explains how limits work.

Visas and residency

Owning property does not by itself give you residency, but a qualifying investment can lead to a Golden Visa. See our Golden Visa guide for the requirements.

Protecting yourself

• Use licensed professionals only. Check agent and broker registration.
• Pay only through traceable channels, and never to an individual's personal account for a property purchase.
• Read the contract in full, or have it reviewed, before you sign.
• Verify off-plan projects are registered and that payments go into the project's escrow account.
• Plan for management. If you will rent the property out, see our landlord guide.

How House Of Trust can help

We guide overseas clients through the whole process remotely, from shortlisting and due diligence to legal support and property management after purchase. Speak to an advisor in your time zone to get started.